Direct Business Lender

Capital That Flows Where Banks Won't

FAKSJO INC navigates the channels of alternative finance — delivering working capital, equipment funding, and revenue-based solutions directly to businesses that need them most.

$500M+
Capital Deployed
95%
Approval Rate
<24h
Average Funding Time
10K+
Businesses Funded

Our Solutions

Tailored Financial Flows for Your Business

Every business has a unique financial current. We match you with the right funding structure — fast, direct, and built for growth.

Working Capital Loans

Flexible term-based funding to meet immediate operational needs. Approval based on cash flow and business performance — not just credit score.

Revenue-Based Financing

Inject capital and repay based on a percentage of future revenue. Payments flex with your business — strong months, you pay more; slower months, less.

Invoice Factoring

Unlock cash tied up in outstanding invoices. Get paid immediately and maintain healthy liquidity while your clients take 30, 60, or 90 days.

Equipment Financing

Secure the machinery and technology you need to expand. Preserve working capital with dedicated, asset-backed equipment funding.

The Process

From Application to Funding in 24 Hours

We've engineered our process to move at the speed of business — not the speed of a bank.

01

Apply in Minutes

Complete our streamlined application. No mountains of paperwork — we focus on your business performance and revenue history.

02

Same-Day Decision

Our underwriting team reviews your application and delivers a funding decision — typically within a few hours of submission.

03

Funds in Your Account

Once approved, capital flows directly to your business account. Most clients receive funding within 24 hours of approval.

Why FAKSJO INC

The Direct Advantage

We are the lender. Not a broker. Not a marketplace. Every funding decision is made in-house — which means faster approvals, better rates, and a direct relationship with the people managing your capital.

  • No Broker Fees or Middlemen

    Every dollar you borrow goes to your business — not to intermediary commissions.

  • Decisions Based on Business Health

    Revenue, cash flow, and growth trajectory matter more to us than a credit score alone.

  • Transparent Terms, No Surprises

    Clear repayment structures with no hidden fees or pre-payment penalties.

  • Dedicated Funding Advisor

    A real person — not a chatbot — works with you from application through funding.

⭐ Client Satisfaction
4.9

Average client satisfaction score across over 10,000 funded businesses


$50K–$5M

Funding range available for qualifying businesses

Ready to Flow?

Your Business Capital Is Waiting

Take the first step. Our team reviews applications within hours and funds approved businesses in as little as 24 hours.