FAKSJO INC offers a full spectrum of direct business funding solutions — from working capital to equipment financing — structured to match your revenue cycle, growth stage, and industry.
Our flagship product — direct, term-based funding for operational needs. Whether you're covering payroll, expanding inventory, launching a marketing campaign, or bridging a revenue gap, working capital loans deliver the liquidity you need without the friction of traditional banking.
Approvals are based on your business's actual performance: revenue trends, bank statement health, and cash flow — not a rigid credit score threshold.
A flexible funding structure where repayment scales with your revenue. You receive capital upfront and repay through a fixed percentage of your daily or weekly revenue — meaning your payments naturally adjust to your business performance.
Strong month? Repay more, retire the advance sooner. Slower period? Payments reduce automatically. This structure aligns the lender's interest with yours — we both benefit from your growth.
Outstanding invoices represent real revenue — revenue that's locked in accounts receivable while your suppliers, employees, and operating costs can't wait. Invoice factoring unlocks that capital immediately.
Submit your outstanding invoices and receive up to 90% of their face value within 24 hours. When your client pays the invoice, you receive the remaining balance minus our fee. Simple, fast, and keeps your operation running at full capacity.
Growth often requires capital expenditure — new machinery, vehicles, technology, or specialized tools. Equipment financing lets you acquire what you need now and pay for it over time, using the equipment itself as collateral rather than tying up your working capital.
Available for both new and used equipment across a wide range of industries, with terms structured to align with the productive life of the asset.
Our qualification criteria are designed to reflect actual business health — not arbitrary institutional minimums.
We fund businesses with as little as 6 months of operating history for most products.
Minimum monthly revenue thresholds vary by product and funding amount requested.
All applicants must be registered US businesses with active business bank accounts.
If your business generates consistent revenue, FAKSJO INC can likely structure a funding solution for you — regardless of your industry vertical.
Our funding advisors will review your business details and recommend the optimal funding structure — at no cost, with no obligation.
Talk to a Funding Advisor